Skip to main content Go to Online Banking

Mortgage Loans Your Home for Mortgage Loans

NMLS #: 586757

Unlike national banks with branches spread across the U.S., Ergo Bank specializes in your backyard. We proudly offer our suite of mortgage services to Fox Lake and Markesan, Wisconsin, as well as neighboring communities.

Our mortgage lending team can help you find the home loan that’s best for you!

Fixed-Rate Mortgage Loan

Life can be unpredictable. Your mortgage loan shouldn’t be.

With a fixed-rate mortgage, you lock in your rate at the beginning of the term and benefit from that same mortgage rate through the life of the loan.

What could be simpler?

Want to apply for a Fixed-Rate Mortgage Loan in Fox Lake?

Want to apply for a Fixed-Rate Mortgage Loan in Markesan?

Adjustable-Rate Mortgage (ARM) Loan

An adjustable-rate mortgage loan may be a great way to get you into your first home. ARMs provide great flexibility until fixed rate financing becomes available.

With an ARM loan, your interest rate fluctuates based on the market. You might even end up with a lower monthly payment than when you started.

Get ARMed with Ergo!

Want to apply for an ARM Loan in Fox Lake?

Want to apply for an ARM Loan in Markesan?

Home Equity Line of Credit (HELOC)

Did you know you can use your home to borrow money when you need it?

A home equity line of credit is a convenient way to cover unexpected expenses or to build a house addition, pay for vacations and more. A HELOC is also great for home-improvement projects. Best of all, you borrow only what you need instead of paying interest on a needlessly large sum.

Lock in the funds you need with a HELOC from Ergo Bank!

Want to apply for a HELOC in Fox Lake?

Want to apply for a HELOC in Markesan?

Construction Loan

When your dream home doesn’t exist yet, you build it! Ergo Bank can help with a construction loan.

Whether you’re building a bigger residence for your growing family or a getaway on the lake, a construction loan gives you to the tools you’ll need to create your house from the ground up.

Build a better construction loan with Ergo Bank!

Want to apply for a Construction Loan in Fox Lake?

Want to apply for a Construction Loan in Markesan?

Some content requires Adobe Acrobat Reader to view.