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Credit Cards Find the right card for you.

Ergo Bank, through Bankers’ Bank, offers our customers VISA credit cards that are accepted around the world. Choose the card that fits your lifestyle.

Personal Credit Cards

Visa ® Platinum Cash Rewards Credit Card

Let all those purchases work for you! Earn up to 3% cash back on every purchase when you shop at select community-based merchants as part of the Community Rewards Network™*

  • $0 Annual Fee
  • APR (For Purchases, Balance Transfers, and Cash Advances): 14.49%
  • Cash Advance Fee: Either $5 or 2% of the amount of each cash
  • Foreign Transaction Fee: Up to 1% of each transaction in US Dollars
  • Earn unlimited 1% cash back on every purchase
  • Credit Level: Good

Apply Now

Visa ® Platinum Rewards Credit Card

Travel, merchandise, gift cards and more – you name it, you’ve got it with this rewards card! Earn up to 3X points on every purchase when you shop at select community-based merchants as part of the Community Rewards Network™*

  • $0 Annual Fee
  • APR (For Purchases, Balance Transfers, and Cash Advances): 12.99%
  • Cash Advance Fee: Either $5 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in US Dollars
  • Earn unlimited 1X points on every purchase
  • Credit Level: Good

Apply Now

Visa ® Platinum Credit Card

If you’re looking for a no frills card with a low rate, this one is for you!

  • $0 Annual Fee
  • APR (For Purchases, Balance Transfers, and Cash Advances): 10.99%
  • Cash Advance Fee: Either $5 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in US Dollars
  • Credit Level: Average

Apply Now

Business Credit Cards

Visa ® Platinum Business Rewards Credit Card

Travel, merchandise, gift cards and more – you name it, you’ve got it with this rewards card! Earn up to 3X rewards on every purchase when you shop at select community-based merchants as part of the Community Rewards Network™*

  • Earn unlimited 1X cash back on every purchase, every day
  • $25 Annual Fee
  • APR (For Purchases, Balance Transfers, and Cash Advances): Prime + 8%
  • Cash Advance Fee: Either $5 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in US Dollars
  • Earn unlimited 1X rewards on every purchase, every day
  • Credit Level: Small Business (<$1MM annual purchases)

Apply Now

Visa ® Platinum Business Credit Card

If you’re looking for a no frills card with a low rate, this one is for your business!

  • $0 Annual Fee
  • APR (For Purchases, Balance Transfers, and Cash Advances): Prime + 8%
  • Cash Advance Fee: Either $5 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in US Dollars
  • Business Type: Small Business (<$1MM annual revenue)

Apply Now


Credit cards are issued by Bankers’ Bank, Madison WI. Bankers’ Bank is a community bank FOR community banks owned BY community banks. Visit BankersBank.com for more information.

The creditor and issuer of these credit cards is Bankers’ Bank, pursuant to a license from VISA U.S.A. Inc. in association with Ergo Bank. Credit cards are subject to approval. Certain restrictions, limitations and exclusions may apply.

*VISA’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by VISA. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact Bankers’ Bank for more detail.

*Your earn Rewards Credit for each purchase in the rewards programs. Credit is deducted for each dollar returned. Credits are not earned on cash advance or balance transfer transactions. Credits discontinue to be earned and may not be credited after the account is closed. Credits may not be earned if you account is in a delinquent status. Credits are posted and reported to you on each periodic statement. This program may be modified, suspended, or cancelled at any time without restriction or penalty.

VISA and the VISA logo are registered trademarks of VISA International Service Association.

All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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