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When shopping for a Certificate of Deposit (CD), you’ll find a variety of terms that range from a few months up to several years. Choosing between a short-term CD and a long-term CD comes down to your goals and when you need to access your savings.
Enjoy our competitive CD rates when you invest in an Ergo Bank CD and secure a fixed interest rate that best meets your savings plan. Our CDs offer a safe and reliable option for your money, with terms designed to support your financial needs.
For more detailed information about our CDs, including current rates, terms, and specifics regarding early withdrawal penalties, please contact us. Our team is ready to help you explore your CD options.
Certificate of Deposit Specials
| Min. Opening Deposit | Int.Interest Rate | Annual Percentage Yield | |
|---|---|---|---|
| 7 Months 1, 2, 3, 4 | $500.00 | 4.30% | 4.34% |
| 9 Months 1, 2, 3, 4 | $500.00 | 4.00% | 4.02% |
| 13 Months 1, 2, 3, 4 | $500.00 | 3.85% | 3.89% |
| 12 Months Liquidity CD 5 | $100,000.00 | 3.95% | 3.99% |
Certificate of Deposit 1, 2, 3, 6
| Min. Opening Deposit | Int.Interest Rate | Annual Percentage Yield | |
|---|---|---|---|
| 31 Days | $2,500.00 | 2.40% | 2.43% |
| 91 Days | $2,500.00 | 2.55% | 2.57% |
| 182 Days | $1,000.00 | 2.65% | 2.67% |
| 12 Months | $500.00 | 2.80% | 2.82% |
| 18 Months | $500.00 | 3.10% | 3.12% |
| 24 Months | $500.00 | 3.25% | 3.28% |
| 30 Months | $500.00 | 2.65% | 2.67% |
| 36 Months | $500.00 | 2.55% | 2.57% |
| 48 Months | $500.00 | 2.45% | 2.47% |
| 60 Months | $500.00 | 2.40% | 2.41% |
Don’t worry about setting up an appointment - You can stop into any of our locations and we will be available to help you.
Key Features
- Competitive Interest Rates
- Fixed Rates
- Minimum Deposit to Open: Ranges from $500.00 - $100,000.00
IMPORTANT INFORMATION - PLEASE READ
See your contract documents for the specific fees and terms of your account.
Annual Percentage Yield (APY).
1 A penalty may be imposed for early withdrawal.
2 Any withdrawal that reduces the balance below the minimum required to open the account may be treated as a withdrawal of the entire balance and the penalty calculated accordingly.
3 NEW MONEY can consist of money from matured Ergo Bank CDs, savings, money market and checking accounts.
4 Non-renewable at maturity.
5 On the 7th day after the opening deposit you may withdraw from the principal balance without penalty during the term of the CD. Your next withdrawal will incur a penalty of 60 days of interest on the current balance, at that time and all accrued earnings will be paid and the account will be closed.
6 Fees may reduce earnings on the account.
Call 920-398-2336 for additional information.